Banking full forms are abbreviations or acronyms used in the banking industry. They can be used to refer to specific banking products, services, or concepts. For example, the abbreviation ATM stands for Automated Teller Machine, while the abbreviation ACH stands for Automated Clearing House.
| Acronym | Full Form |
|---|---|
| ACH | Automated Clearing House |
| AML | Anti-Money Laundering |
| ATM | Automated Teller Machine |
| BSR | Basic Statistical Returns |
| CBS | Core Banking Solution |
| CC | Credit Card |
| CIBIL | Credit Information Bureau of India Limited |
| CIF | Customer Information File |
| CRR | Cash Reserve Ratio |
| ECS | Electronic Clearing Service |
| EFT | Electronic Funds Transfer |
| EMI | Equated Monthly Installment |
| FCNR | Foreign Currency Non-Resident |
| FD | Fixed Deposit |
| GDP | Gross Domestic Product |
| GST | Goods and Services Tax |
| HNI | High Net Worth Individual |
| IFSC | Indian Financial System Code |
| IMEI | International Mobile Equipment Identity |
| IMPS | Immediate Payment Service |
| ITR | Income Tax Return |
| KYB | Know Your Business |
| KYC | Know Your Customer |
| LTV | Loan-to-Value |
| MICR | Magnetic Ink Character Recognition |
| NEFT | National Electronic Funds Transfer |
| NPA | Non-Performing Asset |
| NPCI | National Payments Corporation of India |
| NRI | Non-Resident Indian |
| OTC | Over-the-Counter |
| OTP | One-Time Password |
| PAN | Permanent Account Number |
| POS | Point of Sale |
| PPF | Public Provident Fund |
| RBI | Reserve Bank of India |
| RDBMS | Relational Database Management System |
| ROI | Rate of Interest |
| RTGS | Real-Time Gross Settlement |
| SAR | Suspicious Activity Report |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SME | Small and Medium Enterprises |
| SMS | Short Message Service |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication |
| TDS | Tax Deducted at Source |
| TIN | Tax Identification Number |
| UPI | Unified Payments Interface |
| UPIN | Unique Personal Identification Number |
| USSD | Unstructured Supplementary Service Data |
| VPA | Virtual Payment Address |
| WMA | Ways and Means Advances |